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For autónomos in Spain

Every receipt you forget is tax you overpay.

Factivo collects your invoices from Gmail, Outlook and Zoho Mail, and catches the deductible expenses you would have missed. You keep more of what you earn.

  • Gmail
  • Outlook
  • Zoho Mail

July–September 2026

Quarter ends 30 September

Income

€5,400.00

3 invoices issued · 1 payment unverified

Deductible expenses

€420.00

4 expenses · 1 doubtful

Predicted taxes at quarter end

€1,560.00

Live interface · Fictional sample account

Live interface · Fictional sample accountSee the sample records · Q3 2026

€5,400 income · €420 confirmed deductible expenses. The €89.90 purchase is awaiting review. A tax forecast needs a complete tax profile and history.

Studio Norte€1,200.00
Estudio Clara€1,800.00
Atelier Sol€2,400.00
Adobe€120.00
Notion€60.00
GitHub€240.00
Amazon€89.90

Where deductions go missing

The receipts you forget
are the ones Factivo finds.

GmailOutlookZoho Mail

Buried in your inbox

Software, hosting, subscriptions. Factivo reads Gmail, Outlook and Zoho Mail and pulls every invoice out for you.

Crumpled in your pocket

Paper tickets from lunches, fuel and supplies. Snap them on your phone before they fade.

Hidden in your bank

Import your statement and Factivo flags the payments that still have no invoice behind them.

From forgotten receipt
to a lower tax bill.

01

Found automatically.

Every invoice from your mailbox, collected the moment it arrives.

02

Checked for deductions.

Factivo tells you what counts. You confirm the ones that need a yes.

03

Counted in your quarter.

Your Modelo 130 and 303 reflect every expense you are entitled to.

Your invoices. Your inbox.

Connect Gmail, Outlook or Zoho Mail and Factivo collects your invoices automatically.

  • GmailAutomatic collection
  • OutlookAutomatic collection
  • Zoho MailAutomatic collection

Connect your mailbox once, and new invoices keep arriving on their own. Paper tickets and other receipts can be photographed or uploaded.

Factivo Gestor

Coming soon

Rather not file it yourself?

Our gestores file your quarterly returns and your annual IRPF from the books Factivo already keeps. Pay only for the filings you need.

  • Your quarterly returns
  • Your annual IRPF return
  • Filed from the books Factivo already keeps

Subscription plus separately priced quarterly filings and annual IRPF.

Join the waitlist

Factivo, wherever you work

At your desk.
In your pocket.

Use Factivo on the web, or explore our native apps for iPhone and Android.

Mobile access is currently limited. Contact us for availability and installation details.

Feel at home, in your language.

The Factivo website is available in six languages. Choose yours to explore.

Frequently asked questions

Does Factivo.ai replace my gestor or advisor?

No. Factivo.ai organizes your records and prepares drafts — you or your advisor always review and file the final return. Think of it as doing the chasing, not the signing.

Do I have to connect my email?

Not at all. You can upload photos and PDFs manually and get the full experience. Connecting Gmail, Outlook or Zoho Mail is an optional convenience you can disconnect anytime.

Which tax forms are supported?

Drafts for the main freelancer filings — Modelo 130 quarterly payments, Modelo 303 VAT and annual summaries — calculated from your own records.

Is my financial data safe?

The app has account access controls, optional AI and Gmail permissions, and export and deletion controls. These safeguards do not eliminate all risk. Read the privacy policy for providers and limitations.

What does it cost?

Creating an account is free; the paid plan has a card-required trial. See the pricing page for current plans.

Answers come from an AI model reading only the public pages of Factivo.ai. They are not tax advice.

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Keep more of
what you earn.

Connect your mailbox in a minute. See what Factivo finds.

Account creation is free · The subscription trial requires a card

Cookies, on your terms

Choose whether to allow diagnostics and Google Analytics, or Meta advertising measurement. Optional tracking connects visits with registrations, trials and subscription payments. We never share invoice contents or tax details with these measurement services. Refusing does not limit Factivo.

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